Maximize Your Online Shopping Experience as a Freelancer with These Top 5 USD Virtual Cards

Author: Blessing I. Paul
Date Published: 18-May-2023 14:49:32pm
Category: Digital/Internet Marketing, Tips and Tricks
Topic: Advice, Self Help, Tutorials

As a freelancer, you likely spend a significant amount of time working online. You may also frequently shop online for business-related purchases, such as software, tools, or other resources. While online shopping is convenient, it can also expose you to certain risks, including fraud, identity theft, and data breaches. To mitigate these risks, it's important to use a secure payment method when making online purchases.

One option that can provide added security and protection is a virtual card. A virtual card is a digital payment method that can be used for online transactions. It works like a regular credit or debit card, but it is not linked to a physical card or bank account. Instead, a virtual card generates a unique card number and security code for each transaction, which helps to prevent fraud and unauthorized access.

For freelancers, using a virtual card for online shopping can offer several advantages. Firstly, it can help you to separate your personal and business finances, which is essential for accurate accounting and tax reporting. Additionally, virtual cards can help you to maintain your privacy and anonymity online, as they do not reveal your personal information or financial details to the merchant.

When it comes to online shopping, there are many USD-based websites and platforms that freelancers may need to use, such as PayPal, AWS, Namecheap, and more. Fortunately, many virtual card issuers offer cards that can be used on these sites, providing a convenient and secure payment method. In this article, we'll take a closer look at the top 5 USD virtual cards that are suitable for freelancers and can be used on popular sites like PayPal, AWS, Namecheap, and others. We'll explore the features and benefits of each card, as well as any potential drawbacks or limitations. Whether you're a seasoned freelancer or just starting out, these virtual cards can help you to shop online with confidence and peace of mind. The good thing is all these cards are supported in most African countries including Nigeria, South Africa, Ghana, Burkina Faso, Tanzania, Rwanda, Uganda, Kenya and others.

One more thing I will say, this is not a sponsor post, or anything related, this is my experience so far in digital marketing, as a programmer and a developer who often purchases servers, services and other things from foreign companies mostly in the USA and some European countries as well. I sometimes face card discrimination before I finally overcome those issues. So, this prompted me to make this blog post for people with similar issues. You can only help me by using my referral link to get register in any of these virtual USD cards platforms. This can and will boost my morale to post more useful content for you guys. Now let continue :)

These top 5 USD virtual cards are:

Chipper cash
Changera
Raven
Roqqu
Cashex

Let's take a close look at some user reviews and experiences from all these virtual card issuers on IOS and Android users before we check their features, pros, and cons.

IOS	Android
Raven 4.4 Reviews	Chipper cash 4.1 Reviews
Chipper Cash 4.3 Reviews	Raven 4.1 Reviews
Cashex 4.1 Reviews	Cashex 4.1 Reviews
Changera 3.4 Reviews	Roqqu 3.5 Reviews
Roqqu 3.2 Reviews	Changera 3.3 Reviews

Note: “While the number of reviews is a useful factor to consider when evaluating virtual card issuers, it's important to keep in mind that it does not necessarily indicate the quality of the service provided. Other factors such as fees, ease of use, and security should also be taken into account. Nonetheless, the number of reviews can give an idea of the issuer's popularity among users on these platforms."

I will only talk about the three I have used before and which I’m still using presently. Now let dive in and check their features.

Chipper Cash

Chipper Cash was founded in 2018 by Ham Serunjogi and Maijid Moujaled. Chipper Cash is a virtual card issuer that is popular among freelancers and other users who frequently shop online. Here are some of its key features:

Chipper Cash

Features:

Free to use: Chipper Cash does not charge any annual fees or transaction fees, making it a cost-effective option for freelancers who want to save on expenses.

Instant virtual card creation: Chipper Cash allows users to create a virtual card instantly, without the need to wait for a physical card to be mailed.

Multi-currency support: Chipper Cash supports multiple currencies, including USD, GBP, EUR, and more, which can be useful for freelancers who work with clients from around the world.

Easy integration with popular payment platforms: Chipper Cash virtual cards can be easily linked to popular payment platforms like PayPal, making it easy to use for online shopping and transactions.

Pros:

Convenient and easy to use: Chipper Cash is a user-friendly platform that makes it easy to create and manage virtual cards.

Secure and private: Chipper Cash virtual cards are secure and offer an additional layer of protection for online transactions. They also help to maintain user privacy and anonymity online.

Availability in most countries: It is available in most Africa countries as well in the USA and UK which make it easier to send and receive funds apart from Africa countries alone. For me It’s my number one choice. ?

Cons:

Limited customer support: Some users have reported difficulties in reaching customer support, which can be frustrating if you encounter any issues or need assistance.

Overall, Chipper Cash is a solid option for freelancers who want a secure, easy-to-use virtual card for online shopping and transactions. Its lack of fees and instant card creation are particularly attractive features, although its limited availability and customer support may be a drawback for some users. It’s available for download both on Play Store and Apple Store.

2. Raven

Raven is a virtual card issuer that offers a range of payment solutions for businesses and individuals. Raven was founded in 2021, powered by Beststar MFB and has been in operation since then. Here are some of its key features:

$Raven$

Features:

Multi-currency support: Raven supports multiple currencies, including USD, EUR, and GBP, which can be useful for freelancers who work with clients from different countries.

Instant virtual card creation: Raven allows users to create a virtual card instantly, without the need to wait for a physical card to be mailed.

Customizable transaction limits: Raven allows users to set customized transaction limits for their virtual cards, which can help to prevent unauthorized transactions and protect against fraud.

Easy integration with popular payment platforms: Raven virtual cards can be easily linked to popular payment platforms like PayPal, making it easy to use for online shopping and transactions.

Pros:

Affordable fees: Raven charges low fees for virtual card creation and usage, making it a cost-effective option for freelancers.

Secure and private: Raven virtual cards are secure and offer an additional layer of protection for online transactions. They also help to maintain user privacy and anonymity online.

Good customer support: Raven provides reliable customer support through multiple channels, including email and live chat.

Cons:

Limited availability: Raven is currently only available in certain countries, which may be a limitation for freelancers based in other regions.

Limited features: Compared to other virtual card issuers, Raven may offer fewer features and functionalities, which may be a drawback for some users. You can download Raven on Play Store and Apple Store.

3. Roqqu

Roqqu is a Nigerian-based virtual card issuer that offers a range of payment solutions for businesses and individuals. Roqqu was founded by a team of Nigerian entrepreneurs, led by CEO Hovrtek Okupe. Roqqu was launched in 2019 and has been in operation since then. Here are some of its key features:

Roqqu

Features:

Multi-currency support: Roqqu supports multiple currencies, including USD, EUR, GBP, and Cryptocurrency of different types including popular BITCOIN, ETHEREUM, USDT, LITECOIN and others which can be useful for freelancers who work with clients from different countries.

Instant virtual card creation: Roqqu allows users to create a virtual card instantly, without the need to wait for a physical card to be mailed.

Easy integration with popular payment platforms: Roqqu virtual cards can be easily linked to popular payment platforms like PayPal and Stripe, making it easy to use for online shopping and transactions.

Customizable transaction limits: Roqqu allows users to set customized transaction limits for their virtual cards, which can help to prevent unauthorized transactions and protect against fraud.

Cryptocurrency trading availability: It allows trading of cryptocurrency once you are KYC verified, which means you can buy and sell crypto.

Pros:

Affordable fees: Roqqu charges low fees for virtual card creation and usage, making it a cost-effective option for freelancers.

Secure and private: Roqqu virtual cards are secure and offer an additional layer of protection for online transactions. They also help to maintain user privacy and anonymity online.

Good customer support: Roqqu provides reliable customer support through multiple channels, including email, phone, and live chat.

Cons:

Limited availability: Roqqu is primarily available in Nigeria and some other African countries, which may be a limitation for freelancers based in other regions.

Roqqu download link on Play Store and Apple Store.

The other two which are Changera and CashEx, I have not gotten more facts about them yet. But I can assure you once I do, I will definitely update this blog post.

Please if you want to support me or this website, please use the referral link to download yours today and start using immediately, also subscribe to this website web push notification, newsletter and our social media for more content like this. Happy learning :)

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About Author

Blessing I. Paul

Super Admin, Founder, Admin, & Contributor

Blessing Ikechukwu, Paul, is the CEO/Manager of Blomset Drive Technologies, also the founder of this website (www.tech-hint.net).

He's a full stack web developer, digital marketing consultant & SEO analyst, computer security personnel and more, with more than 7+ years' experience. For hire you can contact him. You can check more of his blog post. Follow him on LinkedIn, Twitter and Facebook.